{"id":146344,"date":"2022-06-16T11:45:47","date_gmt":"2022-06-16T15:45:47","guid":{"rendered":"https:\/\/bejsment.com\/?p=146344"},"modified":"2022-07-28T11:03:18","modified_gmt":"2022-07-28T15:03:18","slug":"jak-wyglada-emerytura-w-kanadzie","status":"publish","type":"post","link":"https:\/\/bejsment.com\/index.php\/2022\/06\/16\/jak-wyglada-emerytura-w-kanadzie\/","title":{"rendered":"Jak wygl\u0105da emerytura w Kanadzie"},"content":{"rendered":"<p>Emerytura sk\u0142ada si\u0119 z trzech filar\u00f3w; 1.CPP (Canada Pension Plan), 2.OAS (Old age security) lub GIS (Guaranteed Income Supplement) oraz prywatne plany emerytalne 3.RRSP, TFSA. My Polacy cz\u0119sto my\u015blimy, \u017ce emerytura kanadyjska p\u0142acona przez rz\u0105d da nam ca\u0142kowite zabezpieczenie i zapominamy o trzecim filarze, za kt\u00f3ry sami jeste\u015bmy odpowiedzialni.<\/p>\n<p>Prosz\u0119 pami\u0119ta\u0107 ze CPP i OAS to s\u0105 minimalne wyp\u0142aty, jakie si\u0119 nam nale\u017c\u0105, jest to 25% wyp\u0142acanej \u015bredniej naszych zarobk\u00f3w. Prawda jest taka, \u017ce je\u017celi sami nie zaczniemy planowa\u0107 swojej emerytury, to p\u00f3\u017aniej ju\u017c tylko b\u0119dziemy zdani na kanadyjska wyp\u0142at\u0119, a to mo\u017ce oznacza\u0107 \u201enici\u201d z naszych marze\u0144&#8230;.<br \/>\nJak si\u0119 do tego zabra\u0107&#8230;<\/p>\n<p>Planowanie finansowe, to podstawowa wiedza, kt\u00f3r\u0105 ka\u017cdy z nas powinien mie\u0107. Je\u017celi takiej wiedzy nie mamy, trzeba zasi\u0119gn\u0105\u0107 pomocy. Doradca finansowy pomo\u017ce u\u0142o\u017cy\u0107 Wam plan na przysz\u0142o\u015b\u0107, obliczy dok\u0142adnie, jaki doch\u00f3d b\u0119dziecie mieli na emeryturze i co zrobi\u0107, aby zrealizowa\u0107 Wasze marzenia. Jest to dosy\u0107 d\u0142uga i \u017cmudna praca, wymaga du\u017co po\u015bwi\u0119cenia od obydwu stron. Taki plan finansowy nale\u017cy regularnie przegl\u0105da\u0107, aby mie\u0107 pewno\u015b\u0107, \u017ce nasz plan pod\u0105\u017ca we w\u0142a\u015bciwym kierunku.<br \/>\n<strong>Violetta Haluszka<\/strong><br \/>\n<strong>416-732-0672<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-custom-full-size wp-image-146095\" src=\"https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-636x402.jpg\" alt=\"\" width=\"636\" height=\"402\" srcset=\"https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-636x402.jpg 636w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-300x189.jpg 300w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-768x485.jpg 768w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-85x55.jpg 85w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-1200x758.jpg 1200w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad-116x73.jpg 116w, https:\/\/bejsment.com\/wp-content\/uploads\/2022\/06\/ponad.jpg 1305w\" sizes=\"auto, (max-width: 636px) 100vw, 636px\" \/><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Emerytura sk\u0142ada si\u0119 z trzech filar\u00f3w; 1.CPP (Canada Pension Plan), 2.OAS (Old age security) lub GIS (Guaranteed Income Supplement) oraz prywatne plany emerytalne 3.RRSP, TFSA.&hellip;<\/p>\n","protected":false},"author":700,"featured_media":146345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[568],"tags":[],"class_list":["post-146344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-violetta-haluszka"],"_links":{"self":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/146344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/users\/700"}],"replies":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/comments?post=146344"}],"version-history":[{"count":2,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/146344\/revisions"}],"predecessor-version":[{"id":146347,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/146344\/revisions\/146347"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/media\/146345"}],"wp:attachment":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/media?parent=146344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/categories?post=146344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/tags?post=146344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}