{"id":241449,"date":"2026-04-15T19:10:26","date_gmt":"2026-04-15T23:10:26","guid":{"rendered":"https:\/\/bejsment.com\/?p=241449"},"modified":"2026-04-15T19:02:41","modified_gmt":"2026-04-15T23:02:41","slug":"coraz-wiecej-rodzicow-pomaga-swoim-doroslym-dzieciom-wziec-kredyt-na-mieszkanie-podpisujac-go-razem-z-nimi","status":"publish","type":"post","link":"https:\/\/bejsment.com\/index.php\/2026\/04\/15\/coraz-wiecej-rodzicow-pomaga-swoim-doroslym-dzieciom-wziec-kredyt-na-mieszkanie-podpisujac-go-razem-z-nimi\/","title":{"rendered":"Coraz wi\u0119cej rodzic\u00f3w pomaga swoim doros\u0142ym dzieciom wzi\u0119\u0107 kredyt na mieszkanie, podpisuj\u0105c go razem z nimi"},"content":{"rendered":"<p data-start=\"190\" data-end=\"311\">Wed\u0142ug danych Banku Kanady, kiedy\u015b robi\u0142o to tylko oko\u0142o 4% rodzic\u00f3w (w 2004 roku), a dzi\u015b ju\u017c oko\u0142o 11% (w 2025 roku).<\/p>\n<p data-start=\"313\" data-end=\"430\">Najcz\u0119\u015bciej zdarza si\u0119 to w drogich miastach, takich jak Toronto i Vancouver, gdzie bardzo trudno kupi\u0107 mieszkanie.<\/p>\n<p data-start=\"432\" data-end=\"597\">Rodzice cz\u0119\u015bciej pomagaj\u0105 m\u0142odym osobom, kt\u00f3re zarabiaj\u0105 mniej albo maj\u0105 s\u0142absz\u0105 histori\u0119 kredytow\u0105. Dla wielu z nich to jedyny spos\u00f3b, \u017ceby w og\u00f3le dosta\u0107 kredyt.<\/p>\n<p data-start=\"599\" data-end=\"685\">Badania pokazuj\u0105, \u017ce a\u017c 74% m\u0142odych ludzi nie dosta\u0142oby kredytu bez pomocy rodzic\u00f3w.<\/p>\n<p data-start=\"687\" data-end=\"762\">Dzi\u0119ki podpisowi rodzic\u00f3w mog\u0105 te\u017c kupi\u0107 dro\u017csze mieszkania. Na przyk\u0142ad:<\/p>\n<ul data-start=\"763\" data-end=\"877\">\n<li data-section-id=\"jg05c7\" data-start=\"763\" data-end=\"821\">bez pomocy mogliby kupi\u0107 dom za oko\u0142o 458 000 dolar\u00f3w,<\/li>\n<li data-section-id=\"bu035h\" data-start=\"822\" data-end=\"877\">z pomoc\u0105 rodzic\u00f3w \u2013 nawet za oko\u0142o 787 000 dolar\u00f3w.<\/li>\n<\/ul>\n<p data-start=\"879\" data-end=\"936\">To oznacza, \u017ce ich mo\u017cliwo\u015bci finansowe rosn\u0105 a\u017c o 72%.<\/p>\n<p data-start=\"938\" data-end=\"1066\">Jednak takie rozwi\u0105zanie ma te\u017c minusy. Je\u015bli pojawi\u0105 si\u0119 problemy finansowe, mog\u0105 one dotkn\u0105\u0107 zar\u00f3wno dzieci, jak i rodzic\u00f3w.<\/p>\n<p data-start=\"1068\" data-end=\"1152\">Eksperci ostrzegaj\u0105, \u017ce przez to ca\u0142y system finansowy mo\u017ce sta\u0107 si\u0119 mniej stabilny.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wed\u0142ug danych Banku Kanady, kiedy\u015b robi\u0142o to tylko oko\u0142o 4% rodzic\u00f3w (w 2004 roku), a dzi\u015b ju\u017c oko\u0142o 11% (w 2025 roku). Najcz\u0119\u015bciej zdarza si\u0119&hellip;<\/p>\n","protected":false},"author":700,"featured_media":241451,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,3],"tags":[],"class_list":["post-241449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kanada-2","category-top-news"],"_links":{"self":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/241449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/users\/700"}],"replies":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/comments?post=241449"}],"version-history":[{"count":1,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/241449\/revisions"}],"predecessor-version":[{"id":241452,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/posts\/241449\/revisions\/241452"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/media\/241451"}],"wp:attachment":[{"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/media?parent=241449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/categories?post=241449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bejsment.com\/index.php\/wp-json\/wp\/v2\/tags?post=241449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}